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Sheet L-02 of the Goldyn legal set

Terms of Use

The rules for using goldynltd.com, the property listing portal and the commodity exchange. These terms sit alongside the Privacy Policy, which tells you what we do with your data.

Issued by
Goldyn Limited · RC BN 2011841
Sheet
L-02
Revision
2026-10-21
Last updated
21 October 2026
Covers
goldynltd.com, the listing portal and the exchange
L-01Privacy PolicyL-02Terms of Use

Every clause, with its short version beside it.

Schedule of key termsThe rules people most often ask about, on one sheet. Each line points to the section that governs it.
SubjectThe ruleSee
Who can hold an accountA person aged eighteen or over. One account per person§03
Before a deposit or a tradeYour identity is verified, and verified details are locked§04
Property listingsLive only after a member of staff has reviewed them§05
Where money goesTo Goldyn. Never to a private account, a mobile money number or a third party§05
Exchange settlementIn Nigerian naira, at the amount the desk fixes on the trade record§06
Buyer identityHidden from the seller, who sees only a random buyer code§06
When a payment countsOnce our server has confirmed it and the amount and currency match§07
Our liabilityCapped at what you paid us in twelve months or one hundred thousand naira, whichever is greater§10
Governing lawNigerian law and the courts of Nigeria§15

Sections

  1. 01Agreement to these terms
  2. 02Goldyn Limited
  3. 03Your account
  4. 04Identity verification
  5. 05The property listing portal
  6. 06The commodity exchange
  7. 07Payments
  8. 08What you put on the site
  9. 09Acceptable use
  10. 10Liability
  11. 11Intellectual property
  12. 12Sector information and forward-looking statements
  13. 13Third-party services
  14. 14Changes to these terms
  15. 15Governing law and disputes
  16. 16How to reach us

0101. Agreement to these terms

In shortUsing the site means accepting these terms, and the Privacy Policy with them.

These terms apply to everyone who uses Goldyn Limited's website, listing portal, commodity exchange and related services. By creating an account or using the site you accept them, and you accept the Privacy Policy with them.

If you do not accept them, do not use the site. If you use the site for a company, you confirm that you are authorised to bind that company.

0202. Goldyn Limited

In shortGoldyn Limited, registered in Nigeria, runs the site and both portals.

Goldyn Limited is registered in Nigeria with the Corporate Affairs Commission, RC BN 2011841, incorporated in 2022, with its registered office at 24K Kwawel 24 Mall, Atlantic Nominee Estate, Ajiwe, Lekki, Lagos, Nigeria. Contact us at [email protected] or +234 811 931 0702.

We provide the site, the listing portal and the commodity exchange, and we operate the services described on our sector pages.

0303. Your account

In shortEighteen or over, true details, one account per person, and your password stays with you.

You need an account to use the portals. One account covers the listing portal, the exchange and your account page.

  • You must be at least eighteen years old and able to enter a binding contract.
  • Give true information, and keep it current. Verification checks these details.
  • Keep your password and your passkeys to yourself. You are responsible for what happens under your account, including anything done with a session you left open.
  • You may sign out of a single device or of every device from your account page. Tell us promptly if you think someone else has used your account.
  • One account per person. Accounts may not be shared, resold or used to run more than one business without our written agreement.

0404. Identity verification

In shortIdentity checks come before deposits and trades. Once verified, your details are locked.

The law requires identity checks before a property deposit can be taken or a commodity trade can be settled, and we require them for those and for anything else the law covers. Verification is one process for both portals.

  • Give accurate information and upload genuine documents belonging to you or your company.
  • Our staff review the records. Every staff read of a verification record is written to the audit log.
  • We may refuse or reverse a verification where a document does not match the account, or where we cannot satisfy ourselves of the identity.
  • Verified details are locked. If they need to change, write to us and we will help.

0505. The property listing portal

In shortStaff review every listing before it goes live. Deposits go to Goldyn, never to a private account.

The portal lets agents submit property listings and lets buyers and tenants browse them, ask questions and pay a deposit.

  • An agent is responsible for the accuracy of what they submit, including the title documents, the photographs and the description.
  • A listing only goes live after a member of staff has reviewed it. We may refuse a listing, withdraw one, or correct what it says.
  • A deposit is a deposit on a property, not the price of the property. It is set by the listing and shown before you pay.
  • Payments are made to Goldyn. We never ask a buyer to send money to a private account, a mobile money number or a third party.
  • A title that turns out to be defective is a matter for the law, not for the site. We verify titles before listing, but we do not warrant them to the standard of a legal contract, and the contract of sale is between you and the seller.

0606. The commodity exchange

In shortThe desk stands between buyer and seller, and neither sees the other. Settlement is in naira.

The exchange lists lots of solid minerals and takes quote requests, trades and settlement. The desk sits between buyers and sellers: neither is shown to the other.

  • A seller is verified before their lots are listed, and a lot states its grade, quantity, delivery rule and assay status.
  • A buyer is identified to the desk only, and appears to the seller as a random code issued for that request. A seller never receives a buyer's name, company, email, phone, destination, message, account or address.
  • Settlement is in Nigerian naira, at the amount the desk fixes for the trade and states on the trade record. We do not currently settle in other currencies.
  • A trade can only be opened for a buyer holding a verified account under the email address on the request.
  • The desk does not remove precious metals or controlled goods, and it will not open a trade where the papers do not support it.

Paying a seller is settled off platform and is a matter between the desk and the seller. The terms of a trade record govern it.

0707. Payments

In shortOur server sets every amount, and a payment counts only once we have confirmed it.

The server sets every amount. You name what you are paying for and the record it is against, and the amount is worked out on our side and shown to you before you commit.

  • A payment is only successful once our server has confirmed it with the payment provider and the amount and currency match what was due.
  • Keep your own record of the reference. It appears on your receipt and on the trade or listing record.
  • A payment that fails can be retried. Do not pay twice: if you are unsure, write to us with the reference before you try again.
  • Fees charged by the payment provider are shown before you pay, where we know them.

0808. What you put on the site

In shortYou answer for what you submit, and you keep ownership of it.

You are responsible for what you submit and for what you say to us. Do not submit anything unlawful, misleading or that belongs to someone else.

  • Listings and lot descriptions must be accurate, and the documents behind them must be genuine.
  • Do not post content that is defamatory, threatening, discriminatory, or that infringes someone's rights.
  • Do not attempt to access accounts, data or areas of the site that you have not been given, including by testing, scraping or circumventing the rate limits.
  • You keep your ownership of what you submit. You give us the licence we need to host and display it for the purpose of the service, which ends when the listing or lot is withdrawn.

0909. Acceptable use

In shortFraud, harassment or an attack on the service ends an account.

We can refuse or end an account, and end any session, where an account is used for fraud, to harass or defraud another person, to break the law, to attack the service, or where we are required to by law or by a lawful order. Where the law allows it, we tell the account holder why.

  • We may suspend an account pending a security review when a sign-in or a verification looks wrong, and a member of our staff will pick it up.
  • We may restrict a sign-in from a country we do not do business with, as a matter of Nigerian law and our own policy.
  • Ending an account does not remove the records we are required to keep for tax, audit or dispute purposes.

1010. Liability

In shortOur liability is capped at what you paid us in twelve months or one hundred thousand naira, whichever is greater. Your statutory rights stay.

We take responsibility for our obligations under these terms, and we do not hide behind them. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited.

  • The site and the services are provided on an as-is basis. We keep them available and working, but we do not promise that they will never be interrupted.
  • Our total liability to you for any claim arising from the use of the services is limited to the greater of the amount you paid us in the twelve months before the claim and one hundred thousand naira.
  • We are not liable for loss caused by your own breach of these terms, by your reliance on information a third party published on the site, or by events outside our reasonable control.
  • Nothing in these terms affects your statutory rights as a consumer.

1111. Intellectual property

In shortThe site, its design and its content are ours. Share pages for your own use, not commercially.

The site, its design, its text, the Goldyn name and logo, and the drawings and photographs on it belong to Goldyn Limited or to the people who licensed them to us. We own or license the material we publish.

You may read, print and share the pages for your own use, and quote a short extract with a link back. You may not reproduce the site, its content or its design commercially, or build something that looks like it, without our written permission.

1212. Sector information and forward-looking statements

In shortFigures and sector information on the site are information, not advice or an offer.

The market figures and sector information on this site are drawn from published sources and from our own work, and are given for general information. They are not a valuation, a mineral reserve statement, an engineering certification or investment advice.

Where we describe work that is planned or under way rather than finished, that is stated as such on the page. A project shown as exploring is not a project you can buy into, and a publication is a publication, not an offer.

1313. Third-party services

In shortThe payment, email, sign-in and hosting providers have their own terms.

Some parts of the site rely on services we do not control: the payment provider, the email provider, the sign-in provider, and the hosting and network providers. Your use of them is also governed by their own terms, and we are not responsible for them.

The links to other websites are for information. We do not control those sites and are not responsible for what is on them.

1414. Changes to these terms

In shortA change gets a new version number, and a material change is put to you to accept.

We may change these terms. The version number and date at the top change with them. If a change affects your rights or obligations materially, we will tell you in the site or by email, and we will ask you to accept the new version from your account page. We will record which version you accepted and when.

The version number for these terms is 2026-10-21. Continuing to use the service after a change takes effect means you accept the changed terms.

1515. Governing law and disputes

In shortNigerian law and Nigerian courts. Write to us first.

These terms are governed by the laws of the Federal Republic of Nigeria, and the courts of Nigeria have jurisdiction over any dispute arising from them.

Before starting proceedings, please write to us. Most disputes are a misunderstanding and are settled faster by a person than by a court, and we would rather settle it that way.

1616. How to reach us

In shortThe listing, mining and privacy desks each have their own address.

Goldyn Limited, RC BN 2011841. 24K Kwawel 24 Mall, Atlantic Nominee Estate, Ajiwe, Lekki, Lagos, Nigeria. Email [email protected]. Telephone +234 811 931 0702.

The listing desk answers at [email protected], the mining desk at [email protected], and the security and privacy desk at [email protected].

Goldyn Limited · RC BN 2011841 · Lekki, Lagos · [email protected]

Goldyn Limited

A catalyst for Nigeria's economic growth and development.

RC BN 2011841 · Incorporated 2022

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