Report · Real Estate
Financing the 30-million-home question
Why Nigeria's housing deficit is a finance problem before it is a construction problem, and the models that can move capital to verified titles.
Nigeria's housing deficit is quoted so often that the number risks losing its meaning: thirty million units. This report argues the deficit is a finance problem before it is a construction problem.
We walk through the numbers: the cost of cement versus average income, what a mortgage costs at current rates, and why land titling sits upstream of every financing conversation.
We close with three models we are piloting: titling-first partnerships with host communities, staged payment plans tied to construction milestones, and diaspora-backed purchases with independent verification.